Treating Customers Fairly


Balmoral Road Car Sales & Service Ltd Treating Customers Fairly (TCF) Policy

Balmoral Road Car Sales & Service Ltd also t/as www.balmoralroadcarsales.co.uk is authorised and regulated by the Financial Conduct Authority, limited permission reference number 801536

Treating our customers fairly is paramount to the working of Balmoral Road Car Sales & Service Ltd and for this reason we are committed to the Financial Conduct Authority's (FCA) principle of 'Treating Customers Fairly' (TCF).

We value our customers and treat them fairly by providing a professional service and by selling them products that meet their requirements based on their needs and affordability.

Balmoral Road Car Sales & Service Ltd ethos on treating customers fairly within our business and the services we provide is paramount to the company's culture, so customers can always be confident that when they are dealing with Balmoral Road Car Sales & Service Ltd that they will be treated with respect and fairness.

Products and services marketed and sold by Balmoral Road Car Sales & Service Ltd are designed to meet the needs of customers and are targeted accordingly with customers being provided with clear information and kept informed throughout the sales process.

Where customers receive advice from Balmoral Road Car Sales & Service Ltd, the advice will be appropriate and take into account their individual needs and circumstances with recommended products and services performing as Balmoral Road Car Sales & Service Ltd have led them to expect.

We ensure that customers will not face unreasonable post sale barriers to change product, switch provider, submit a claim or make a complaint unless it is clearly in the customer's best interest to do so.

Balmoral Road Car Sales & Service Ltd - Our Business
• Our business operations are driven by the current and potential needs of our customers.
• We consider the impact of any changes to our business on our customers.
• Payments to our employees support the sale of appropriate products and services.
• Our employees receive regular training on treating customers fairly.
• We always strive to achieve the best outcome for our customers taking into account the various elements within vehicle finance, contract hire and leasing.

Balmoral Road Car Sales & Service Ltd - Our Service
• We clearly explain key attributes of products and make sure that our documentation and advertising is clear, easy to understand and is not misleading.
• We design our marketing campaigns and literature so that the key messages are clear, balanced and useful for our target customer segments.
• We regularly review our sales activities to ensure that we are selling products and services that meet the needs of our customers.
• Where a customer complains about our service we treat their complaint seriously and positively ensuring responses are timely, clear and easy to understand.
• We use data to monitor and to improve our customer service.

www.balmoralroadcarsales.co.uk is a trading name of Balmoral Road Car Sales & Service Ltd, we are a credit broker and not a lender. We are authorised and regulated by the Financial Conduct Authority. Firm Registration No.801536